For those who are not familiar with Dave Ramsey, he is a financial writer, radio and television host who recently had the world buzzing with his take on the recent US economic crisis. His syndicated radio program, The David Ramsey Show, which is heard on over 300 radio stations throughout US and Canada, has caused quite a stir with its listeners. I, for one, have been so drawn to his show because of his views to help change our nation’s future.

After the Federal Government recommended a $700 billion bailout plan (bank rescue) for financial sectors to give the world market a boost to buy bad mortgage-related assets from bank debts, Dave Ramsey voiced out his opinions, on-air, saying that he was totally against the bailout plan because the administration was doing this mainly, because they were driven by fear, thus triggering panic. He recommends to change the mark-to-market accounting laws and suspend it temporarily to illiquid assets. He wants the government to provide and extend FHA insurance programs and for them to extend no more loans.  By doing this, Ramsey points out, that costs will only be a fraction of that compared to the $700 billion bailout.

Dave is supporting an alternative plan that will keep our nation from going even deeper in debt.  He has three steps to change our nation’s future.

Read more. http://www.daveramsey.com/etc/fed_bailout/3_steps_to_change_the_nations_future_10928.htmlc?ictid=sptlt

Dave Ramsey has written over 14 books, three of which have been on the New York bestsellers list. One of his most recent work is the The Total Money Makeover: A Proven Plan to Financial Fitness.

He has also been featured in many media outlets has become one of the most influential people related to finance and real estate. One notable difference between Ramsey and other financial shows is that he attemps to go beyond the mathematical mechanics and reaches his callers on an emotional and spiritual level. Through this, he has gained loyal supporters and gained fans all over the world..So what do you think? Do you agree with his take regarding NO to bailout?

Combine 1 tsp borax, 1/2 tsp. washing soda, 2 tbsp. vinegar or lemon juice, 1/2 tsp. vegetable oil-based soap and 2 cups of hot water. Mix into a spray bottle and shake gently until the minerals are dissolved. Use on counters, walls and stair rails etc.

Recipe came from www.ecoperth.on.ca

Combine one part vinegar to 2 parts water and pour into a refillable spray-pump bottle. Wipe with newspaper to eliminate streaking.

Recipe courtesy of www.ecoperth.on.ca

This recipe for an all natural toilet bowl cleaner came courtesy of www.ecoperth.on.ca.

Pour one cup of borax into the toliet at night. The next morning, brush and flush. Pour 1/2 cup of baking soda and 1/2 cup of vinegar into the bowl and brush clean and deodorize.

To spray in and around the toilet area to kill germs, make a disinfectant spray cleaner out of 1/4 cup borax, 1/8 cup vinegar and 2 cups of hot water.